Penni CFO · $599 a month, flat

A fractional CFO costs $5,000 a month. This is the 90% you actually need.

Advisors tell businesses under a few million in revenue the same thing: you do not need a full fractional CFO, you need strong books plus quarterly time with a pro. That is exactly what this is, productized, at one tenth the price.

Get Penni CFO →Compare plans

Billed from day one. Your quarterly strategy session lands within your first quarter, and tax planning is an annual session with a partner CPA or EA.

What the CFO layer adds

Everything in Penni Pro, plus a finance brain.

Forecasting by text
"If I hire two people in September, when do I run out of cash?" Ask it like that. Get a real answer, from your real numbers.
Quarterly strategy session
A scheduled working session with a pro every quarter: margins, pricing, hiring, cash. An agenda built from your actual books.
Annual tax planning
A planning session with a partner CPA or EA before year-end, when moves still count, not after.
Get Penni CFO →