Pricing

Two flat prices. Zero surprises.

One question picks your plan: do you use QuickBooks? Use it and Penni writes there for $149. Skip it and she keeps the books herself for $59. Either price is flat. It never scales with your expenses, and it never changes without you choosing it.

No QuickBooks
Penni Ledger
$59 /month, flat
30 days free, then $59 a month. Cancel anytime. Penni keeps the books herself; you never open accounting software.
  • ✓ Watches your checking, savings and cards every morning and texts you only what needs an answer
  • ✓ Every charge asked business or personal, one word back
  • ✓ Commissions logged with the split and a set-aside estimate
  • ✓ Mileage by text at the current IRS rate, receipts kept on their charge
  • ✓ A year-end workbook for your CPA, yours to download any day
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With QuickBooks
Penni
$149 /month, flat
30 days free, then $149 a month. Annual is $1,188. Cancel anytime. Penni writes to your QuickBooks, every entry with an id you can open.
  • ✓ Everything in Penni Ledger
  • ✓ Commissions booked in QuickBooks when they land
  • ✓ Rules you set once, by text: say where Zillow goes and the next one books itself
  • ✓ Month end checked against the bank
  • ✓ Nothing goes in your books without your yes
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A pro signs off
Penni Pro
$299 /month, flat
Opening to a first group of agents. Tell us you want in and we will reach out when a seat opens.
  • ✓ Everything in Penni
  • ✓ A pro reviews your books every month and signs off
  • ✓ Signed receipt after every review, by text
  • ✓ Tax-ready year-end handoff
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Add-on. Catch-up bookkeeping from $999 one-time to clean a backlog. No contracts, never locked in.

The honest comparison

Four questions to ask anyone who wants your books.

PenniQuickBooks LiveBenchPilotHuman bookkeeper
Price$59 or $149 flat, forever$300 to $700, scales with your expenses, plus your QBO subscription$349, or $699 with tax$499 and up$400 to $800
Who does the workPenni, every morning, in your textsA rotating human teamHumans on their platformHumansOne human, when available
Who signs offYou, on every entry, with an id you can open. A pro monthly on Penni ProThe team that did the workThe team that did the workThe team that did the workNobody checks the checker
Where your books liveYour QuickBooks, or kept in Penni and yours to download. Leave any timeYour QuickBooksTheir proprietary platform. In 2024 a shutdown locked 12,000 businesses outTheir stackWherever they keep them

Questions owners actually ask

Straight answers.

Which plan do I pick?
Do you use QuickBooks? If yes, Penni at $149 writes there. If no, Penni Ledger at $59 keeps the books herself. You answer that one question at signup and the right plan shows. Want to move from Ledger to QuickBooks later? Text us and we move you.
What if the AI gets something wrong?
Every entry is propose and confirm. Nothing goes in your books without your yes, and there is an undo by text. Penni Pro adds a pro reviewing your books every month.
What happened to Bench customers will not happen to me?
It cannot, structurally. With QuickBooks, Penni writes to your QuickBooks, not to our platform. On Penni Ledger, your books are a workbook you can download any day. Cancel any time and nothing is held.
Why is this cheaper than hiring a bookkeeper?
Because Penni does the hours and you do the judgment, one text at a time. You stop paying human rates for data entry. On Penni Pro you pay a pro only for what a pro is actually best at: the monthly review.
Is a real person available if I need one?
Yes. Email support@penni.so and a real person replies within 24 hours. Penni herself answers texts around the clock. Penni Pro puts a pro on your account every month.
Do you file my taxes?
Not today. Penni gives your preparer a year-end workbook with every expense, mile and commission, and set-aside figures labeled as estimates. Your CPA has the final say on the return.
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