Penni is an AI bookkeeper built for real estate agents. Text her a closing, a receipt, a drive, and it lands in QuickBooks booked right. After every deal she tells you what to set aside, so the tax bill never ambushes you again.
Stop being afraid of April.
14 days free. No credit card. From $149/mo after. Your books live in your QuickBooks, so you are never locked in.
Works where you already work
If a computer can read a closing statement, it can book the split and the fee. If it can read your bank, it can reconcile the month. So Penni does. She is a service, not another app you have to open, tag, and reconcile yourself. Tools like RealtyZam, Hurdlr and Tabby wait for you to drive them. Penni drives herself, and texts you when she needs a decision. Most weeks you never open a thing.
How it works
No dashboard to learn. No app to install. Connect QuickBooks, send Penni a text, and she takes it from there.
One secure click. Penni reads your chart of accounts so commissions, splits and fees land in the right place.
A closing, a showing you drove to, a receipt. Plain English or a forwarded statement, whatever is easiest.
Penni posts to QuickBooks and confirms the net with you. After that, she just keeps your books current.
Built for how agents earn
A commission lands as one lump with a split and a fee buried inside. You mean to book it. You are at a showing. The miles pile up in a notebook that never gets typed up, and the quarterly estimate arrives the week after you spent the money. None of it is hard. It is just relentless, it all happens while you are working, and nobody told you any of it when you got licensed.
The deposit lands as one lump with a split and a fee inside. Penni catches it, books the gross, the brokerage split and the transaction fee, and confirms your net.
The shoebox and the spreadsheet retire. Text a photo of any receipt and Penni reads it, books it to the right category in QuickBooks, and tells you whether it is deductible.
Showings, inspections, the drive to closing. Text her the trip and she logs it at the current 2026 IRS rate. No GPS app, no location tracking, no glovebox notebook.
No employer is withholding anything. After every closing, Penni tells you what to move aside and your running quarterly total. She also tracks what you pay TCs and photographers all year, so January 1099s are a report, not an archaeology dig.
A referral fee, a staging consult, a co-op split. Tell Penni once and she creates the invoice in QuickBooks, emails it, and chases it when it goes quiet. Friendly, then firm.
Accounts reconciled to the bank, uncategorized cleared, a clean tax-ready year. On Penni Pro a certified pro reviews it and signs off, with a receipt by text.
What you are paying today
QuickBooks at the top tier runs about $130 a month, and the bookkeeper you forward everything to runs $400 more. Penni does the entering, the categorizing and the reconciling for $149 flat. Want a human still checking? Penni Pro adds a certified pro signing off every month for $299, less than the bookkeeper alone.
The proof
Anyone can guess a category. Penni matches every transaction against your actual bank, finds what is missing, and reconciles your accounts to the penny. The few she cannot match, you clear in one tap.
Connect your bank once and Penni reconciles every month, on her own.
She books what is missing and carries the timing items, the way a real bookkeeper would.
You confirm or deny in one tap. No spreadsheets, no reconcile screen, no month-end dread.
Every entry carries a QuickBooks id you can check yourself. Most people stop checking after a month or two. That is the point.
The difference
Watches a live feed of your accounts and books what lands, end to end. A closing hits, the split and the fee post, you get a text.
Watches your inbox 24/7 for brokerage statements, MLS dues, and receipts, and books them on arrival.
Chases what you are owed. Referral fees and co-op splits, tracked and followed up on.
On demand
Your books can answer questions now. Ask in plain English, get real numbers with the why behind them.
"What did I net last month, after taxes?" The set-aside math, already done.
"Am I overspending with any vendor?" She checks your trailing average and names the outliers.
"What does cash look like through January?" A baseline forecast with your quarterly set-asides already in it.
Where the lines are
A bookkeeper that overstates what it handles is worse than no bookkeeper at all. So here it is plainly.
Penni does not do trust or escrow accounting. Client funds and earnest money stay under your broker's process and your state's rules, exactly where they are today.
Penni's set-aside numbers are estimates built to keep a quarterly bill from surprising you. They are not tax advice and do not replace your CPA or EA.
Everything lives in your own QuickBooks. Leave whenever you want and your CPA can open your books without asking us for anything.
Who built this
Built by a working real estate broker and a finance professional, because we needed it first. The commission math and the split language came from real closing statements, not from a product spec.
Penni proposes, you confirm, and every entry posts to QuickBooks with an id you can check yourself. Trust is earned in your books, not claimed on a landing page.
Follow the build. Read the story
Pricing
Your price does not move when you have a big month. Penni does the books, a real pro checks them, and it all lives in your QuickBooks, so nobody can ever lock you out.
Add-ons. Tax filing, $100/mo, Penni preps and files. Catch-up bookkeeping, from $999 one-time, to clean a backlog.
30-day money-back guarantee. No contracts. Never locked in, your books stay in your QuickBooks. See the full comparison →
Connect QuickBooks in two minutes, then text her like you would text anyone else. Never dread April again. Never pay the $520 stack again. 14 days free, no card, never locked in.
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